Unfortunately,
the Web is littered with thousands of sites offering
loans, credit or credit card scams and promoting inaccurate,
incomplete and downright fraudulent information. Before you use any
service or information that you have discovered on the Web, it is vital
that you understand who is giving the out the information and if it is
correct. So here it goes..
After
finishing high school and my first year of college in Waukesha,
Wisconsin, I decided to move to Phoenix,
Arizona mostly to get away from
the miserably cold winters. I found a job working for an
accountant while I continued going to college to
get my bachelor degree in accounting. After 2 years of pure
boredom, I decided that accounting was not what I wanted to do for the
rest of my life. Since I wasn't making enough money working for
the accountant, I was offered a part time job to be a
bookkeeper for a small buy here pay here car lot.
After working there for a year, I realized
that I wanted to stay working in the car business. I found a job working
for a secondary auto finance company
as a loan officer and then promoted to manager. It was great
to tell someone that they were approved for a car loan when no one else
would give them one! Unfortunately, while I was
employed there, my credit started to go down hill due to circumstances
out of my control. I
quickly found myself in a similar situation as all of the people that
I've helped get a car loan.
I
remember one day going to a car dealership because I wanted to test
drive a car that I saw in the paper. However, after giving them
my information which they pulled my credit, they told me that I wouldn't
be able to test drive any cars unless I had $5000.00 to put down.
I couldn't believe what the car salesman was telling me!! I
thought to myself since when did they start getting a down
payment from a customer before they are allowed to test drive
a car? Of course, I told them I didn't but at that point
even if I did, they could forget about even trying to sell me a car!!
They made a bad mistake when they said that to me because as soon
as I walked out of their dealership, I started telling everyone
that I knew not to buy a car from them (that was 13 years ago) and guess
what?? I still tell people today about how bad that dealership
treats people! They just didn't lose one customer, they lost potentially
hundreds of customers. No matter what your credit looks like,
you should be always be treated with respect.
In
1996, the internet started to become a popular place for people to apply
for a car loan.. It is easy, fast, and free! Instead of
spending hours at the car dealership to find out you can't get approved,
filling out an application online was the way to go!! Who wants to
explain their life story to every salesman in the world and end up
getting treated like that!! I decided to go work for an internet
company that
helped locate auto financing for people with bad credit.
After working for them for several years, I decided to create my own web
site. I knew that with my knowledge and experience, I could
provide the same service but offer information that many other
websites don't provide.
Much
of the information you will read on this web-site comes from experience
both personal and professional however if you can't find what
you are looking for, please don't hesitate to email me at info@autoloanszone.com.
It is so easy to be taken advantage of when trying
to purchase a car especially when you have very few
options but with a little knowledge can be worth a lot for FREE!
Paula
